Diamond Trust Bank has become the first tier-one bank in Kenya to introduce contactless payments through wearable devices after partnering with Mastercard and Tappy Pay.
The new service, called DTB Wearables, allows customers to make payments using NFC-enabled wristbands and rings linked directly to their existing DTB debit cards.
The partnership was announced during the GITEX Kenya 2026 conference in Nairobi, where both companies also signed a memorandum of understanding to support the rollout of the service.
The agreement was signed by Victor Ndlovu, Mastercard’s Vice President and Head of Business Development for East Africa, and George Otiende, Director of Retail Banking at Diamond Trust Bank.
The wearable devices use near field communication, commonly known as NFC, a wireless technology that allows devices to exchange information when placed close together. Customers can simply tap the wearable on any contactless-enabled payment terminal to complete a transaction.
According to DTB, the solution removes the need for customers to carry cash, bank cards, or even mobile phones while making everyday payments.
Murali Natarajan, Managing Director and CEO of DTB Kenya, said the launch reflects the bank’s focus on using technology to make banking easier and safer for customers.
“DTB Wearables represent a significant step forward in the evolution of digital payments in Kenya,” Natarajan said. “The solution moves beyond traditional cards and devices to deliver secure payment experiences that fit naturally into daily life.”
The bank said customers will be able to choose between silicone wristbands designed with the Kenyan flag and ceramic or ceroxy payment rings.
The wearables will work with all contactless-enabled merchant terminals across Kenya, allowing customers to make quick payments in shops, restaurants, and other retail locations.
Shehryar Ali, Senior Vice President and Country Manager for East Africa at Mastercard, said the partnership would help expand digital payment adoption in Kenya.
“By driving the adoption of wearable technology, we are enabling faster and safer transactions while supporting the growth of a cashless economy,” he said.
Kenya has become one of Africa’s leading digital payments markets, driven by strong mobile money usage and growing demand for cashless financial services. The launch of wearable payment technology adds another layer to the country’s fast-changing financial technology sector.
Diamond Trust Bank operates across Kenya, Tanzania, Uganda, and Burundi. The bank is affiliated with the Aga Khan Development Network and is listed on the Nairobi Securities Exchange.
